Swift Cash - FAQ (Frequently Asked Questions)

Below we have displayed our most current frequently asked questions. If you need any further information please touch free to Contact Us. We are always happy to hear from you.

How long does it take to apply?

  • What is the requirement?
  • What is the maximum amount that I can borrow?
  • Can I apply for a loan even if I have poor credit?
  • How long will it take to receive the cash?
  • How is the cash deposited?
  • What if I am not able to pay back the loan on time?


How long does it take to apply?

The whole application process from start to gilt will take about 5 minutes. Please make sure that you have your bank details and debit card details to hand. This will help to speed up the application process.

What is the requirement?

You may qualify to use our service if you are a United Kingdom resident with a regular income, aged 18 or over and have a bank account with a valid debit card.

What is the maximum amount that I can borrow?

Our short term installment loans range from a minimum of £80 to a maximum of £1000.

Can I apply for a loan even if I have bad credit?

The short answer is yes. The majority of our lenders will base their decision on the credit history of the applicant but also take into account their present monetary status. Most lenders reach their decision on the basis of whether you can afford to pay the loan back within the necessary time frame. This is completely dependent on the details if during the application process and of course credits check.

How long will it take to receive the cash?

Once your loan has been approved, some lenders can payment the funds into your account within 15 minutes (terms apply), although the process can take up to 3 business days, which is completely dependent on your bank.

How is the money deposited?

The funds will be deposited directly into your bank account. To ensure that there are no delays, please double check the details before submitting your application.

What if I am not able to pay back the loan on time?

Conditions are forever changing and we realise that. If your difficulties persist, you will just want to get in touch with the lender that approved your loan and explain your situation. Please do not avoid getting in touch, lenders will always be able to offer a solution.

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